Funding your Homecare in Lytham & Fylde
Funding your care
Can I get financial help to pay for home care?
Paying for home care is one of the biggest concerns for families across Lytham, St Annes, Kirkham, Freckleton, Warton and the wider Fylde coast. The good news is that there are several ways to fund care, and you may be entitled to financial support depending on your circumstances.
Whether you're arranging care for yourself or a loved one, understanding the funding options available can make planning for care much less overwhelming.
Local Authority Funding
If you live in Lytham & Fylde, you may be eligible for funding from Lancashire County Council following a Care Needs Assessment and Financial Assessment (also known as a means test).
If you qualify, the council may contribute towards the cost of your home care, helping you remain independent in the comfort of your own home.
Lancashire County Council - Paying for care and support
Attendance Allowance
Many older people are entitles to Attendance Allowance is a tax-free benefit available to people over State Pension age who need help because of an illness or disability. It isn't means-tested, so your income and savings won't affect your eligibility.
Many families use Attendance Allowance to help pay towards home care visits.
NHS Continuing Healthcare
If you have complex or ongoing healthcare needs, you may qualify for NHS Continuing Healthcare, where the NHS funds the full cost of your care.
Eligibility is based on your healthcare needs rather than your income or savings.
Self - Funding Your Home Care
Many families choose to pay privately for home care.
Private home care offers complete flexibility, allowing you to choose the level of support that best suits your needs. Care can often begin quickly and can be increased or reduced as circumstances change.
We're here to help
Understanding care funding can feel confusing, but you don't have to navigate it alone.
The team at Bluebird Care Lytham & Fylde can explain the different funding options available, help you understand what financial support you may be entitled to guide you through the next steps.
Whether you're looking for care in Lytham St Annes, Kirkham, Freckleton, Warton, Wesham, Wrea Green or the surrounding Fylde villages, we're here to offer friendly advice with no obligation.
